The 2 Forks Club makes 0% interest loans to community farmers and local food entrepreneurs. Loan funds circulate. So when a loan is paid back, it goes back into our fund for future loans! Loans are selected based on loanee’s potential to make the greatest positive impact on our local food economy and a set of ethics established by loan selection committee. All loans are voted upon by members, and anyone that makes a donation to the club ($250 minimum / year, $150 for farmer/ teacher) becomes a member and can vote on loans. Loans are selected annually.